According to recent figures, the number of uninsured motorists in Ohio has climbed significantly, reaching 16%, higher than the national average of 13.8% of drivers are operating their vehicle without insurance. Uninsured motorists are considered a gauge of the economic health of a region, and since Ohio has been hurt by the recent economic downturn the number of uninsured drivers in the state has increased significantly.
Uninsured drivers pose more than a financial risk on the road. Drivers often stop getting insurance when their rates rise after multiple car accidents, and it is not unusual for these drivers to have numerous subsequent accidents. Most hit-skip car accidents are related to a lack of insurance. Unfortunately, the police’s ability to enforce insurance requirements is limited because there is no way for officers to see the lack of insurance when a motorist is on the road. If the driver does not have insurance, the officer is also unable to cite the driver for the lack without another charge to write a ticket for.
If you are hurt in an uninsured motorist accident, it is your insurance company’s responsibility to take care of you. This is one of the truest tests of your insurance company’s commitment to you, and they sometimes fail to live up to their promises.
If your insurance company has failed you, you may be able to get compensation through a bad faith insurance lawsuit. To learn whether you can get compensation after your accident with an uninsured motorist, please contact the Columbus personal injury attorneys of Robert W. Kerpsack, CO, LPA for a free case evaluation.